Conditional
Requires Letter of Medical Necessity (LOMN)
Is Eight Sleep Pod 3 Cover FSA/HSA Eligible?
Retail Price
$2,095
You Save (Pre-Tax)
$629
Your Cost (After Tax Savings)
$1,466
* Based on 30% marginal tax rate. Adjust your rate below for accurate savings.
How to Get Approved
Requires diagnosis of sleep disorder (insomnia, sleep apnea, restless leg syndrome) or chronic pain condition affecting sleep. Doctor must indicate temperature-controlled sleep surface is medically necessary.
Don't have a doctor?
Get instant approval online for $30. Skip the appointment — a licensed physician reviews your request and issues your LOMN within 24-48 hours.
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Free LOMN Template
Copy this template and bring it to your doctor. They'll need to customize it with your diagnosis and sign it.
Submit the signed letter to your FSA/HSA administrator along with your receipt.
Tax Savings Calculator
Retail Price
$2,095
Tax Savings
$629
You Pay
$1,466
By using FSA/HSA funds, you're paying with pre-tax dollars. This means you effectively save your marginal tax rate (30%) on every purchase. The higher your tax bracket, the more you save.
Don't have a doctor?
Get instant approval online for $30